Investigate Schools That Accept College Credit From Other Sources
Having a few dozen credit hours on a college transcript before even setting foot on campus can be very cost effective. Advanced Placement courses are free to take in high school the exam is a minimal fee compared to the cost of the college class. And credits from a local community college are a fraction of the cost of the same courses at nearby major universities.
Georgia Northwestern Technical College
Rome, Georgia
Georgia Northwestern Technical College offers six online diploma programs and 30 online technical certificates of credit. Each of these 36 program options are earned through one of the schools four core areas of study: Business, Health, Industry, and Public Service. Program options include Mammography, Website Developer, and multiple Microsoft Certificates. The school has a close relationship with local industries, helping the programs meet the current specific needs in each field.
Tuition: $2,539
Types Of Online Tuition Payment Plans
Some institutions have payment plans to assist students in paying for education or spreading out costs. Such programs are also available from third-party companies.
Your institution may use a third-party organization to manage its official school payment arrangements.
Standard Plans
A typical payment plans primary principle is to save you from having to pay a hefty bill at the start of the semester. Instead, the payments are spread out throughout the course of the semester. For this sort of plan, an enrollment fee is usually required.
Deferred Plans
Some colleges use the terms delayed plan and payment plan interchangeably. Other institutions uniquely handle deferred plans. They expect you to pay a large down payment at the start of the semester, a second installment halfway through the semester, and the remaining balance at the end. Enrollment fees are frequent, and late payments may be charged interest.
Tuition Stabilization Plans
Rather than spreading out your payments, this technique is designed to keep price increases from ruining your budget. However, youll need to be able to pay a large sum of money all at once to take benefit of this approach. It entails paying for four to eight semesters ahead of time to lock in the current tuition rate.
Direct Bill Plans
Recommended Reading: Career Fair Survey For Students
Thomas Edison State University
This is one of the colleges with payment plans with an array of programs and certificates.
They boast of 13 associate degree programs, 33 bachelors degrees, 15 masters, and two doctorate tracks.
Apart from their full-time, flat-rate tuition, TESU offers university payment plans which allow students to schedule charges based on their budget.
We Offer Two Payment Plans:
No matter which payment plan you choose, youll be covered by our 14-day refund policy. Try your course for up to two weeks and if you decide its not right for you, simply let us know and well refund every penny. Were so confident in the quality of our training that were able to offer this generous policy to every student.
Also Check: Career Path For Lab Technician
Liberty Universitys Payment Plan Options
Liberty University offers flexible payment plans for our online programs.
We understand that paying for college can be stressful. And we want to help relieve some of that stress by offering monthly payment plans that fit your needs and give you more time to pay for your education.
The sooner you set up a payment plan, the more options will be available to you.
Tuition for all online undergraduate, graduate and doctoral programs has not increased in 7 years. While many other online colleges have raised tuition, Liberty has been able to keep costs low as a nonprofit university.
Not in a Liberty program yet? Start by getting more information, or apply now!
To help ease the burden of paying for college, we offer you the option of a monthly payment plan to pay any remaining balance on your student account.
Here are the details:
- In Financial Check-In , you will have the option to select a payment plan.
- There will be a one-time $50 payment plan participation fee per semester.
- Our payment plans are interest-free.
- Monthly payments are automatically drafted from the bank account or credit/debit card that you provide in FCI.
Are Monthly Payment Plans A Good Idea
Tuition payment plans are a good solution for many students, but other students may find they just cant work it into their budgets. It truly depends on your personal and financial situation.
If the payments are a stretch or present a financial hardship, you likely dont want to do it. Agreeing to a payment plan you cant afford can lead to hardship. Instead, you can look for additional grants and scholarships, talk to your financial aid office, or resort to student loans if necessary.
Also Check: How To Switch Career To Software Engineer
What If Your Finances Change
There are times when students sign up for payment plans and along the line, they can no longer afford one or more payments.
In cases like that such student has to contact the school. If the student or the students family, due to unexpected circumstances such as job loss or medical emergency, hit a financial snag, the student should contact the financial aid office and submit special circumstances form to see if such school has more financial aid options available for such a student.
Negotiate For More Scholarship Money
A few students are lucky enough to have multiple scholarship offers from a few of their choice schools. If the first-choice school isn’t offering as much money as another school, the student can inform the first-choice school of this situation. The student simply explains they want to attend the first-choice school, but they may settle with enrolling in the second-choice school due to a higher scholarship award. Sometimes the first-choice school will bump up their scholarship offer to match the second-choice school in order to entice the student to commit to them.
AffordableCollegesOnline.org is an advertising-supported site. Featured or trusted partner programs and all school search, finder, or match results are for schools that compensate us. This compensation does not influence our school rankings, resource guides, or other editorially-independent information published on this site.
Read Also: Public Health Degree Career Paths
Much Ado About Distance Learning
Distance learning has become more relevant today than in any other era. With the coronavirus situation sweeping the globe, colleges and universities are trying to embrace online learning as a way to connect educators and students amid social distancing and stay-at-home recommendations.
Essentially, distance learning solutions may cause a much more permanent shift as educators are forced to adapt to these technologies, with start-ups and emerging companies developing new tools to accommodate the growing number of students learning at home.
Online schools and distance learning modalities are trying to achieve certain feats, such as bridging gaps in income disparity and accessibility to quality education while allowing students to study at their own pace.
According to a recent article by ABC News, students at Drexel University filed a class-action lawsuit against the school, collectively demanding that their fees and other advanced payments be returned to them in the wake of the COVID-19 crisis. The students feel as if they were short-changed, and agree that the virtual education efforts of the school dont necessarily meet what theyve paid for in the first place.
Across other states, the sentiment is similar: Inside Higher Ed reports that students at New York University and University of California campuses felt the same way towards virtual learning programs, with the delivery not at par with their expectations.
Online Student Monthly Payment Plans
You can review all of the terms and conditions in your FCI contract.
Spring Payment Plan Options
Your account needs to be paid in full by the end of February. This means that the earlier you start your payments, the smaller each monthly payment will be.
- Option of 1-5 monthly payments
- Option of 1-5 monthly payments
- Option of 1-4 monthly payments
- Option of 1-3 monthly payments
- Option of 1-2 monthly payments
- 1 payment in full
Summer Payment Plan Options
Your account needs to be paid in full by the end of June. This means that the earlier you start your payments, the smaller each monthly payment will be.
- Option of 1-3 monthly payments
- Option of 1-3 monthly payments
- Option of 1-2 monthly payments
- 1 payment in full
Fall Payment Plan Options
Your account needs to be paid in full by the end of October. This means that the earlier you start your payments, the smaller each monthly payment will be.
- Option of 1-5 monthly payments
- Option of 1-5 monthly payments
- Option of 1-4 monthly payments
- Option of 1-3 monthly payments
- Option of 1-2 monthly payments
Recommended Reading: List Of It Career Fields
Ology For Determining Best Online Colleges With Monthly Payment Plans
20 Year Net Return on Investment
When considering an online college, you want to take into consideration potential earnings after graduation, especially if finances are a concern for you going in. Believe it or not, not all colleges have a positive return on investment. We awarded points for 20-year net return ROI as follows.
Our source for these figures was Payscale.com.
$200,000+ was awarded one point, plus one additional point for each $50,000 beyond that, with no cap.
Tuition
Affordability, as we stated in the FAQ, is an important factor to consider when determining the quality of the educational experience one can expect from a university. Points were awarded as follows.
Under $50,000= 1 Point
When Do You Pay College Tuition
Each school sets its own payment deadline for the semester. Youll probably need to turn in your money before the term begins or within a few weeks of its start.
Not making your payment in time can jeopardize your future as a student. If you miss the deadline, you may be dropped from your classes. Falling behind on your account may also keep you from registering for the next term. Fortunately, payment plans often give you extra time to cover the cost of your online courses.
Don’t Miss: Career Development Grants For Individuals
Benefits Of Using Umgc’s Interest
- Convenient customer service: You’ll have access to customer care straight from knowledgeable UMGC staff.
- Real-time posting of enrollments and payments: No more processing delays! Your payment plan enrollment and transactions will post immediately on your student account.
- No convenience fees: If you or an authorized user makes a payment, you won’t be charged a single cent extra in “convenience fees” typically administered by third-party vendors.
- Smart balance calculation: Our new payment plan will adjust based on increases and decreases to your balance for the same term, so you’ll always know your balance, how much your next payment is, and when it’s due.
- User-friendly interface: You’ll be able to manage your payment plan from the Student Account Center. You’ll use the same username and password you use to access the MyUMGC, and if you’re already signed into MyUMGC or your e-mail, you won’t have to re-enter your username or password to access the student account center.
Keep in mind your plan must be paid in full before the last day of classes for the term in which you are enrolled, or you will not be able to enroll in future terms. Learn more about penalties for nonpayment.
Online Colleges Offering Flexible Monthly Tuition Payments
Much of the attention given to paying for college revolves around financial aid such as grants, scholarships and loans. While the discussion about financial aid is deserved, that doesn’t mean it’s the only way current and prospective college students can pay for the cost of college. To help students budget and pay for college without parents, many online colleges now offer payment plans. Tuition saving plans and knowing which schools offer the biggest educational bang for your tuition buck can help students pay for and afford college. These plans can also be set to work with each student’s needs, whether they’re looking for help paying for their tuition and fees, school supplies and books, or even housing and the associated cost of living. Once students have a better understanding of their college expenses, they’re ready to begin researching and comparing payment plans. Continue reading to explore the fundamentals of payment plans how to choose the best plan for you.
Don’t Miss: How To Get Started In Acting Career
Ranking The Best Online Trade Schools For 2021
The top 10 online career schools are:
At Martinsburg College, students can complete a certificate program in as little as 6-8 months. These programs have flexible schedule options, and fully prepare students for industry certifications. There are 21 programs offered fully online in the following areas of study: Healthcare, Security, Business and Professional Development, Information Technology, Medical Administration, and Digital Technology Integration.
Tuition: $4,500
West Georgia Technical College
LaGrange, Georgia
West Georgia Technical College offers 23 online career program options, and graduates of these programs have a 99.8% job placement rate. WGTC seeks to provide relevant training, transfer of new technology, and community support services in each of their programs. Online program options include Accounting, Medical Coding, Fire Science Technology, and Business Health Technology.
Tuition: $2,270
U.S. Career Institute offers 25 career program options that can be completed entirely online. Each of these programs is self-paced, designed by career industry experts, and offers extensive career support. Monthly payment plans are available to students, and the 25 online programs are available within the areas of Healthcare, Business, Service, Legal Careers, and Wellness. 96% of graduates would recommend U.S. Career Institute to others.
Tuition: $2,889
You May Like: Google 6 Month Career Certificates
How Do You Pay For Training At Online Trade Schools
Most schools require a minimal down payment, and then allow you to pay monthly installments at low interest. You wont need to worry about huge student loans for the most part because the cost is relatively low. Many of the online vocational schools focus on helping their students graduate debt-free.
When To Start Checking Into Payment Plans
It can be strategic to start thinking about payment plans early in the process of selecting a school. As you learn about the financial aid packages at each college youre accepted to, you can also look into the payment plan options.
You may want to keep in mind, though, that payment plans are often most helpful for students who are within close reach of affording a particular college. If a school is well beyond your budgeteven after factoring in student aida payment plan may not be enough to make up the difference.
You May Like: Teacher Transition To New Career
Online Career Training And High School Diploma
Enrich your life and reach your career and education goals with our self-paced high school, certificate and degree programs. Dont be afraid to DreamLearnSucceed. At U.S. Career Institute, your success is our mission. We deliver flexible, affordable, quality distance education at our DEAC accredited school.
Self-paced courses allow you to learn at home according to your schedule. Plus, you have the support of a full faculty, from instructors to student service success advisors. Were here to help you succeed in your education and your career.
Top Colleges With Payment Plans
The colleges with payment plans offer tuition payment plans which can be a cheaper option than student loans.
Thats not all, it can also help when it comes to overall budgeting for both students and parents.
In this article, we will be looking at colleges with payment plans, as well as other things you need to know about payment plans.
You May Like: How Much Are Career Coaches
The Disadvantages Of College Tuition Payment Plans
- At a pricey college, tuition may be too high to pay off by the end of each academic period.
- You may be able to have a portion of your federal student loans forgiven after as little as 20 years under income-driven repayment plans.
- Colleges may charge service fees if families pay by credit card, even if its a debit card.
- If paying by credit card and you dont pay the balance off in full, the interest you pay over time could cost more than student loan interest would have cost.
- In cases where the students or familys financial situation changes, the monthly bill can become untenable.
- Parents who are paying for tuition and fees are taking on the burden and may deplete money that they could have used for their own retirement savings or student loan payments.
Before we look at colleges with payment plans, below are the types of online payment plans:
Information You Can Trust
For over 30 years, My College Guide has been producing an annual magazine chock full of expert advice to aid you in your college selection process. Getting into college isn’t just about who picks you, it’s also about who YOU pick. We can help walk you through factors ranging from cost of education and the strength of various majors to faculty ratio and accreditation.
Don’t Miss: Career Change To Data Science
Enjoy A Supportive Learning Experience
Think distance learning means going it alone? Think again. With International Career Institute, you will have the support of a qualified personal tutor every step of the way. You will receive guidance on your assignments, feedback and advice, and expert answers to your questions. With our supportive learning environment, you can stay motivated and realise your potential.
Once youve completed your course, well help you to land your dream job with our expert career services. Well be there to assist you with creating the perfect resumes, finetuning your job searches and preparing for interviews.
University Of North Dakota
- Per credit, the cost starts at $458-4758
- Popular programs are Communication and Media Studies and Psychology
This institution is ranked a top value institution in the Northwest by Edsmart.com. The University of North Dakota is one of the colleges with payment plans that offer a fully accredited online education platform by the Higher Learning Commission.
The school also has a rolling application deadline, this gives more flexibility and less stress about deadlines.
They offer semester-based classes which run according to the schools academic calendar.
Financial aid up to or more than $11,000 can be received by qualified students each year.
Don’t Miss: I Want To Change Career Paths
